Benefit Consulting Services

Our brokers have the experience and business sense to help you establish a comprehensive employee benefits package that fits your company’s specific needs.

With so many coverage options available, ISU Insurance Solutions Group LLC will help you narrow in on the best value employee benefits that will attract top talent to your business.

Simply put, we coordinate all aspects of your company’s insurance needs. In addition to shopping for the best rates from our top carriers, we will also create a customized coverage platform that fits your needs and budget. For your business to thrive, we know you need to attract and retain the best employees in your field. Your employee benefits could be the factor that brings an employee to work for you, not your competitor. We manage your employee benefits from start to finish: from creating a comprehensive employee benefits package, to quoting with industry-leading carriers, to properly enrolling your employees, and then to partnering with you throughout the year to answer all your questions.

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Consultation and Plan Design 
  • Audit and analysis of your current benefit offerings.
  • Prepare report with our expert comments and recommendations.
  • Develop long range plans and objectives to meet your company’s overall goals.

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Turn-key Implementation
  • Complete applications and contracts.
  • Design announcement letters and Benefit Summaries.
  • Order booklets and ID cards.
  • Conduct employee meeting to explain benefits.
  • Provide Wrap Documents and POP Documents, along with other notices and disclosures, as needed for compliance. Learn more about our compliance services.

 

Market and Rate Negotiation
  • Work with carriers who offer best service and pricing.
  • Compile information and draft bids according to carrier specification.
  • Analyze quote responses from all competing carriers.
  • Negotiate with carriers and leverage their competitor’s quotes to ensure you get the best plan at the best rate for your business.

Ongoing Plan Management
  • Formulate strategy, then negotiate renewal rates and obtain competing bids.
  • Handle annual enrollment and new hires.
  • Assist with claims and billing issues.
  • Communicate about legislative issues (i.e. Health Care Reform).
  • Assist with COBRA, TEFRA, and ACA compliance. Learn more about our compliance services.